Financial Architecture. Personal Power.
Gil Finance's leadership in banking systems is the driving force behind your financial freedom. Strategic planning, elite performance, and absolute security in every step.
Choosing Your Path to Success
Don't let financial complexity or bank concerns stop you. We are here to turn every challenge into an opportunity and build the peace of mind you deserve.
Winning Strategy for Every Financial ChallengeGil Finance - Israel's leading and strongest firm in client management, real estate investments, and financial rescue.
Welcome to the home where the impossible becomes your next achievement. Gil Finance Master of Financial Success Ltd. is the most professional firm for portfolio management across all complexity levels. We thoroughly handle all aspects of financial client management - from small private clients to large entities and investors striving to conquer the real estate world and generate elite returns. The vast experience and power of the Master at the economy's edge and within the banking system guarantee precise guidance, financial creativity, and absolute commitment to your bottom line. With us, complexity is not an obstacle - it's our opportunity to prove why professionals choose us.
Two Minutes. Hundreds of Thousands.
Everyone who watched these videos asked themselves: why did nobody tell me this sooner?
"I sat across from the banker. He placed a contract in front of me. And I had no idea if I was signing a good deal or 30 years of overpayments."
The bank won't guide you. It offers what's convenient for it. A single track difference averages 347,000 ILS over the loan's lifetime. Not statistics. Your actual money.
This video was never supposed to be out there. Gil shows exactly how to review a bank offer, which questions bankers don't expect you to ask, and how to get terms most Israelis don't know they can demand.
"We worked 40 years. Bought an apartment. Raised kids. And now, at the age that was supposed to be quiet, every bill feels heavier than we imagined."
You have an asset that represents everything you built. And yet month after month it feels nothing like you expected. Shlomo shares the moment everything changed.
He didn't sell the house. He didn't move in with his kids. He discovered that the home he worked his whole life for could work for him. Every month. Without compromises.
The Driving Force Behind Your Success
My Journey
After years in senior banking, I realized true power lies in knowledge. I'm here to transfer that power to you.
My Commitment
For me, every client is a world. I don't just build a financial portfolio, I build peace of mind for your family's future.
"My expertise is taking financial uncertainty and distress and transforming them into confidence, peace of mind, and a strategic plan that grants you freedom and full control over your future."
The Successes of Israel's Largest and Most Reliable Financial Firm
Gil Finance leads the Israeli market with extensive banking experience and an uncompromising commitment to results.
Million Saved
Satisfied Clients
Success Cases
Financial Healing
Real Estate Investments
Each one thought it wouldn't work out. Until they met Gil.
“We searched for answers for months. Gil sat with us, broke down the contract question by question, and in the end we saved 280,000 ILS compared to the first offer.”
Testimonials reflect individual client experiences. Results vary by client according to personal circumstances and are not a promise of a similar outcome.
FinancingInstitutions
From major banks to investment funds, Gil Finance is connected to a network that creates terms most Israelis don't know are possible.
Core Specialties
Financial Lectures
Professional lectures and practical workshops for organizations and groups, making the world of banking and real estate accessible at eye level.
Strategic Mortgage Consulting
Winning mix planning including mortgage refinancing, guidance for government lottery winners, and purchase strategy from developers for maximum savings.
Pre-purchase Financial Consulting
A 90-minute strategy meeting to characterize needs, build a budget, and plan an optimal purchase path even before searching.
Financial Success Coaching
Personal guidance for creating financial order, goal planning, and achieving economic stability and growth.
Credit & Financing Expert
Advanced credit solutions, smart loan consolidation, and debt settlement for individuals and self-employed.
Investments & Real Estate
Guidance on smart investments, feasibility checks, and a broad perspective to maximize real estate profits.
Reverse Mortgage (Golden Age)
A smart solution for seniors, turning existing property into a steady income stream to maintain quality of life.
Bank Refusees
Professional handling of complex bank refusal cases, finding alternative routes and securing appropriate funding.
The Bank Said No.
That's Not the Final Word.
You sat across from the loan officer, waited weeks, and got a short answer: "You don't meet the criteria." Most people stop there. Gil starts there.
How Much Can You
Truly Save?
Correct strategic planning can save you hundreds of thousands of shekels. Leave your details for a free initial financial diagnosis call.
Success That Speaks for Itself
Real feedback from clients who chose to take control of their financial future.
“Gil immediately identified what to do and committed to a significant reduction. Excellent, transparent, and very professional work. Highly recommend!”
Tali Avitan
Mortgage Refinance
“Amazing, professional, and patient team that accompanied us at every stage personally. We received the mortgage exactly when we needed it.”
Amit Halfon
Mortgage Guidance
“Thanks to you, a complex process became much simpler and clearer. Uncompromising professionalism and a feeling that someone is always caring for our best interests.”
Maurice Berdugo
Refinance & Loans
“High-level professional guidance with broad knowledge and precision. Gil provides practical tools that continue to accompany us even after.”
Yana Topaz
Financial Change
“The savings are huge! Gil and the team's knowledge and understanding of the banking system are worth a lot of money and peace of mind.”
Erez Soref
Mortgage Consulting
“The best choice. Professionalism, patience, and full availability for any question. We felt someone was looking out for our interests.”
rotem shterenberg
First Mortgage
“Gil immediately identified what to do and committed to a significant reduction. Excellent, transparent, and very professional work. Highly recommend!”
Tali Avitan
Mortgage Refinance
“Amazing, professional, and patient team that accompanied us at every stage personally. We received the mortgage exactly when we needed it.”
Amit Halfon
Mortgage Guidance
“Thanks to you, a complex process became much simpler and clearer. Uncompromising professionalism and a feeling that someone is always caring for our best interests.”
Maurice Berdugo
Refinance & Loans
“High-level professional guidance with broad knowledge and precision. Gil provides practical tools that continue to accompany us even after.”
Yana Topaz
Financial Change
“The savings are huge! Gil and the team's knowledge and understanding of the banking system are worth a lot of money and peace of mind.”
Erez Soref
Mortgage Consulting
“The best choice. Professionalism, patience, and full availability for any question. We felt someone was looking out for our interests.”
rotem shterenberg
First Mortgage
“Gil immediately identified what to do and committed to a significant reduction. Excellent, transparent, and very professional work. Highly recommend!”
Tali Avitan
Mortgage Refinance
“Amazing, professional, and patient team that accompanied us at every stage personally. We received the mortgage exactly when we needed it.”
Amit Halfon
Mortgage Guidance
“Thanks to you, a complex process became much simpler and clearer. Uncompromising professionalism and a feeling that someone is always caring for our best interests.”
Maurice Berdugo
Refinance & Loans
“High-level professional guidance with broad knowledge and precision. Gil provides practical tools that continue to accompany us even after.”
Yana Topaz
Financial Change
“The savings are huge! Gil and the team's knowledge and understanding of the banking system are worth a lot of money and peace of mind.”
Erez Soref
Mortgage Consulting
“The best choice. Professionalism, patience, and full availability for any question. We felt someone was looking out for our interests.”
rotem shterenberg
First Mortgage
“Gil immediately identified what to do and committed to a significant reduction. Excellent, transparent, and very professional work. Highly recommend!”
Tali Avitan
Mortgage Refinance
“Amazing, professional, and patient team that accompanied us at every stage personally. We received the mortgage exactly when we needed it.”
Amit Halfon
Mortgage Guidance
“Thanks to you, a complex process became much simpler and clearer. Uncompromising professionalism and a feeling that someone is always caring for our best interests.”
Maurice Berdugo
Refinance & Loans
“High-level professional guidance with broad knowledge and precision. Gil provides practical tools that continue to accompany us even after.”
Yana Topaz
Financial Change
“The savings are huge! Gil and the team's knowledge and understanding of the banking system are worth a lot of money and peace of mind.”
Erez Soref
Mortgage Consulting
“The best choice. Professionalism, patience, and full availability for any question. We felt someone was looking out for our interests.”
rotem shterenberg
First Mortgage
“The best choice. Professionalism, patience, and full availability for any question. We felt someone was looking out for our interests.”
rotem shterenberg
First Mortgage
“The savings are huge! Gil and the team's knowledge and understanding of the banking system are worth a lot of money and peace of mind.”
Erez Soref
Mortgage Consulting
“High-level professional guidance with broad knowledge and precision. Gil provides practical tools that continue to accompany us even after.”
Yana Topaz
Financial Change
“Thanks to you, a complex process became much simpler and clearer. Uncompromising professionalism and a feeling that someone is always caring for our best interests.”
Maurice Berdugo
Refinance & Loans
“Amazing, professional, and patient team that accompanied us at every stage personally. We received the mortgage exactly when we needed it.”
Amit Halfon
Mortgage Guidance
“Gil immediately identified what to do and committed to a significant reduction. Excellent, transparent, and very professional work. Highly recommend!”
Tali Avitan
Mortgage Refinance
“The best choice. Professionalism, patience, and full availability for any question. We felt someone was looking out for our interests.”
rotem shterenberg
First Mortgage
“The savings are huge! Gil and the team's knowledge and understanding of the banking system are worth a lot of money and peace of mind.”
Erez Soref
Mortgage Consulting
“High-level professional guidance with broad knowledge and precision. Gil provides practical tools that continue to accompany us even after.”
Yana Topaz
Financial Change
“Thanks to you, a complex process became much simpler and clearer. Uncompromising professionalism and a feeling that someone is always caring for our best interests.”
Maurice Berdugo
Refinance & Loans
“Amazing, professional, and patient team that accompanied us at every stage personally. We received the mortgage exactly when we needed it.”
Amit Halfon
Mortgage Guidance
“Gil immediately identified what to do and committed to a significant reduction. Excellent, transparent, and very professional work. Highly recommend!”
Tali Avitan
Mortgage Refinance
“The best choice. Professionalism, patience, and full availability for any question. We felt someone was looking out for our interests.”
rotem shterenberg
First Mortgage
“The savings are huge! Gil and the team's knowledge and understanding of the banking system are worth a lot of money and peace of mind.”
Erez Soref
Mortgage Consulting
“High-level professional guidance with broad knowledge and precision. Gil provides practical tools that continue to accompany us even after.”
Yana Topaz
Financial Change
“Thanks to you, a complex process became much simpler and clearer. Uncompromising professionalism and a feeling that someone is always caring for our best interests.”
Maurice Berdugo
Refinance & Loans
“Amazing, professional, and patient team that accompanied us at every stage personally. We received the mortgage exactly when we needed it.”
Amit Halfon
Mortgage Guidance
“Gil immediately identified what to do and committed to a significant reduction. Excellent, transparent, and very professional work. Highly recommend!”
Tali Avitan
Mortgage Refinance
“The best choice. Professionalism, patience, and full availability for any question. We felt someone was looking out for our interests.”
rotem shterenberg
First Mortgage
“The savings are huge! Gil and the team's knowledge and understanding of the banking system are worth a lot of money and peace of mind.”
Erez Soref
Mortgage Consulting
“High-level professional guidance with broad knowledge and precision. Gil provides practical tools that continue to accompany us even after.”
Yana Topaz
Financial Change
“Thanks to you, a complex process became much simpler and clearer. Uncompromising professionalism and a feeling that someone is always caring for our best interests.”
Maurice Berdugo
Refinance & Loans
“Amazing, professional, and patient team that accompanied us at every stage personally. We received the mortgage exactly when we needed it.”
Amit Halfon
Mortgage Guidance
“Gil immediately identified what to do and committed to a significant reduction. Excellent, transparent, and very professional work. Highly recommend!”
Tali Avitan
Mortgage Refinance
From the Blog
Guides Worth Reading Before You Decide
Mortgage Pre-Approval in Israel: What It Is, How Long It Lasts, and Which Documents You Need
A mortgage pre-approval is a conditional document stating how much the bank will lend; it is not a final commitment to lend. What the bank checks, which documents you need, and how long it lasts.
9 min readMortgage Insurance in Israel: Life and Structure Cover - What Is Mandatory, What It Costs, and How to Reduce It
Mortgage insurance means two policies the bank requires: life cover equal to the loan balance and structure cover on the property. You need not buy either from the bank - here is how to compare.
9 min read
Early Repayment Fee on an Israeli Mortgage: How It Is Calculated, When You Pay It, and How to Reduce It
An early repayment fee is usually far smaller than borrowers expect. The heavy part, the capitalisation fee, applies only when market rates fall below your contract rate - and this guide shows how to cut it.
9 min readFeatured in Top Media & Reviews
Prominent presence in Israel's leading economic media and genuine feedback from clients on the path to success.
Exclusive N12 Interview: Family Economy Strategy
4.9 out of 5 from 157 Google reviews
Official Member of the Israeli Mortgage Consultants Association
Master Class Guide: Buy Smartly
Calcalist: Gil Levy - Professional Director of Shagshug College, training tomorrow's capital market traders
Give It Consumer Club: Gil Levy - mortgage consultant and financial success coach with 19 years of banking experience
The Block Magazine: Deep interview with Gil Levy on navigating the financial jungle of the mortgage world
Our Office
Our Office in Nes Ziona
Opening Hours
Sun-Mon 09:00-19:00 · Tue 09:00-16:00 · Wed 09:00-18:00 · Thu 09:00-16:00
Office Phone
08-6100790We work with clients from Nes Ziona, Rehovot, Rishon LeZion, Ramla, Yavne, Gedera and across Israel, in person at the office or remotely.
FAQ
Frequently Asked Questions
Who is Gil Asher Levy?
Gil Asher Levy is the founder and CEO of Gil Finance, a former senior banking executive at Bank Leumi with over 19 years of experience. He holds an M.A. in Economics and an MBA, and serves as vice-chair of the audit committee at the Israeli Mortgage Consultants Association. He guides families, self-employed borrowers and investors through mortgage, credit and real estate financing.
Where is the Gil Finance office?
The office is at 5 Hanafat HaDegel Street in Nes Ziona, in the new Tzvi Tzarfati Building, 2nd floor, with parking in the adjacent lot. We work with clients from Nes Ziona, Rehovot, Rishon LeZion, Ramla, Yavne and Gedera, and remotely across Israel.
What are the office opening hours?
Sunday to Wednesday from 09:00 to 19:00, and Thursday from 09:00 to 17:00. You can leave your details on the site at any hour and we will get back to you on the next business day.
Is the first consultation free?
Yes. The initial diagnostic call is free and carries no obligation. Its purpose is to understand your financial position, tell you honestly whether there is anything worth doing, and only then present a written engagement and fee proposal in advance.
How much does mortgage consulting cost?
The fee depends on the size of the mortgage, the complexity of the file and the depth of the engagement, and it is presented in full and in writing before any work begins - with no hidden percentage of the loan amount. There is a full guide to consultant costs and the return on them.
Can I still get a mortgage after the bank refused me?
Often, yes. A refusal from one bank is not the end of the road - each bank has its own underwriting policy, and there is usually an identifiable cause that can be addressed: repayment ratio, current-account conduct, credit data or a problem with the property. The first step is diagnosing exactly what brought the file down.